NABILLA DESWITA FORSIA; HIDAYAH SAPITRI; MIRANDA; MUHAMMAD ZAMZAM. Pengelolaan Keuangan dan Manajemen Risiko Tour Domestik serta Haji-Umrah di Indonesia . Nalar Bhinneka: Jurnal Humaniora, [S. l.], v. 1, n. 02, p. 60–72, 2026. DOI: 10.67315/nalarbhinneka.v1i02.52. Disponível em: https://ejournal.pancapublishing.com/index.php/nalarbhinneka/article/view/52. Acesso em: 8 sep. 2026.